P
Prism Finance
Zero-Knowledge Encrypted Personal Wealth Planner

Your wealth, illuminated.

A premium, private financial command center designed to give you clarity without compromise. Fully offline-capable, client-side encrypted, and synced securely under your exclusive control.

Configure Your Vault Explore Sandbox Demo
P
Prism command center
Client-Side Encrypted E2EE
Net Worth £45,212.50

Available Cash - Liabilities

Monthly Inflows £4,850.00

Salary + Dividends

Total Deductions £2,120.00

Fixed outgoings + savings

Free Money £2,730.00

Actual leftover cash

Scheduled Monthly Bills June 2026
Rent / Mortgage
£1,200.00 / mo
Electricity & Gas
£120.00 / mo
Streaming Bundle
£25.00 / mo
Savings Goals Manage
Emergency Reserve £300/mo
Saved: £7,500 Target: £10,000
Summer Vacation £250/mo
Saved: £2,500 Target: £5,000
Crafted for Excellence

Standard features of a premium planner

Every capability is engineered to protect your financial integrity and simplify your daily allocations.

Zero-Knowledge E2EE

Your records are client-side encrypted using secure PBKDF2 Web Cryptography prior to upload. We cannot view your assets.

YNAB Carryovers

Fixed budgets act like rollover envelopes. Monthly budget surpluses carry forward automatically, while deficits roll over into next-month limits.

One-Off Cost Registry

Log dynamic variable costs (meals, transport, grocery runs) and evaluate percentages against active monthly category limits.

Offline PWA Shell

A standalone Progressive Web Application. Fully operational offline during flights or commutes. Local database syncs on reconnection.

Isolated Vault Profiles

Toggle seamlessly between Personal, Joint Family, and Side Hustle vaults. Your data remains perfectly compartmentalized.

Accessibility Themes

Featuring 10 premium Cupertino themes (Obsidian, Nordic, Sunset Rose) and adaptive text-scaling defaults.

Flexible Wealth Access

Simple, honest pricing. No hidden fees.

All plans grant access to the absolute full suite of features and zero-knowledge cloud synchronization. Choose what fits you.

Monthly Membership

Flexible Sync

£5.99 Per month

Perfect for users who want premium zero-knowledge E2EE multi-device sync, ongoing liability tracking, and full modular tools on a rolling month-to-month commitment.

  • Zero-Knowledge Cloud Sync Vault
  • 3 Compartmentalized Vault Profiles
  • YNAB Envelopes & One-Off Registry
  • Active Liabilities & Net Worth Charts
  • Cancel anytime. No lock-in contracts
Get Monthly Sync
Recommended
Lifetime Pass

Infinite Wealth

£199 One-off Cost

Own your wealth planner forever. Secure premium, encrypted synchronization and unlock all future features, tools, and updates with a single one-off payment.

  • Lifetime Zero-Knowledge Cloud Sync
  • 3 Compartmentalized Vault Profiles
  • YNAB Envelopes & One-Off Registry
  • Active Liabilities & Net Worth Charts
  • Inclusive of all future premium updates
Buy Lifetime Pass
Clear Answers

Frequently Asked Questions

How secure is client-side End-to-End Encryption (E2EE)?

We utilize standard Web Cryptography API algorithms inside your browser. Your password derives a highly secure key using PBKDF2 with 100,000 iterations. All data is encrypted with AES-GCM client-side before leaving your device. Nobody (including the Cloudflare database administrator) can read your records.

How do the YNAB-style Rollover Envelopes operate?

Prism integrates rollover calculations. If your Rent category has a £1,200 limit but you spend less, the surplus rolls over to positive reserves for next month. Conversely, if you overspend, the negative deficit reduces your next-month limit, ensuring absolute financial discipline.

Can I use the app completely offline?

Yes! Prism registers a Progressive Web Application Service Worker. Once loaded, the interface caching shell works on trains or planes without an active network connection. All entries are preserved in browser IndexedDB and sync automatically upon reconnection.

Take control of your financial destiny today.

Join users who secure their assets, budget with discipline, and watch their wealth compound safely under client-side E2EE protection.

Access Your Command Center